The problems you are living through have names. Not the names commonly given to them: not "market failure," not "corporate greed," not "regulatory capture." Those describe symptoms. This site traces mechanisms.

The mechanism, in most cases, is the same. A state authority issues an exclusive grant: a patent, a zoning restriction, a franchise monopoly, a ballot access law. The grantee stops competing. The product degrades. The public pays and has nowhere else to go.

That is not capitalism failing. That is state-granted monopoly succeeding.